Buying

First Home Buyer Hurdles We Bust Four Common Myths

First Home Buyer Hurdles: We Bust Four Common Myths

With house prices on the rise, it can seem more and more unlikely that you’ll ever purchase your own home. However, once you look at the facts it may be more achievable than you thought. Here are four common myths that we have busted.

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What You Should Know Before Buying Your First Home

What You Should Know Before Buying Your First Home

If you’re a first time home buyer you’re probably going to feel overwhelmed and find the entire process a little daunting. There is a lot you need to know before you can buy your first home, let alone know if you’re ready to buy a home.

The most important thing before buying a home is plenty of research. Research is what will allow you to make a smart and educated decision. If you do this first then you’ll feel much more confident buying your first home than what you otherwise would.

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First Home Buyer Hurdles – We Bust the Common Myths

First Home Buyer Hurdles – We Bust the Common Myths

As a first home buyer, trying to wrap your head around the home buying process can be overwhelming. And with so much information available you may not know where to start.

If you are looking to purchase your first home, it’s important to get the facts before you start. Listed below are the top first home buyer myths that we have busted.

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Madeleine’s Guide to Buying at Auction

Madeleine’s Guide to Buying at Auction

Auction is an ever-popular method of selling property, particularly when the market is strong and sellers are confident that their property will fetch a good price. One of the benefits of successfully bidding at auction is that you get definite results. Contracts exchanged at auction are unconditional and, once signed are binding on both parties.

The auction process can be a daunting and emotional experience, however being armed with a solid strategy may help you come out a winner on the big day. Here is Madeleine’s guide to buying at auction:

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9 ways to have a stress free auction day

9 ways to have a stress free auction day

9 ways to have a stress free auction day. A successful house auction doesn’t necessarily mean that the hammer drops on a bid worth twice as much as the reserve.

Although that would obviously be an excellent outcome, it’s important to remember that a successful auction can mean more than simply selling your property for a good price. If the auction has created unnecessary tension in your life or if you’ve been stressed through out the process, there aren’t too many people that would classify that auction as a success.

House auctions are about more than just the money so here are 9 ways to have a stress free house auction.

1. Do your research

Before you put your house up for auction it’s important that you’re at least a little bit familiar with the industry. Go to other house auctions, ask questions of the agents and most importantly have a few conversations with the bidders. House auctions are something most people will rarely participate in, so it’s difficult to acquire organic experience in this area. This is why it’s so important to get out in the field and learn as much as you can before your own auction. The industry changes every few years so even if you went through an auction ten years ago, it’s still worthwhile to attend upcoming auctions to see what’s happening in the space. 9 ways to have a stress free auction day.

Attend upcoming auctions before your own to get a feel of the space.

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Think twice before buying that CBD unit…

Think twice before buying that CBD unit…

Think twice before buying that CBD unit. High-rise CBD apartments used to seem like such a sure-fire investment option. Rents were huge, maintenance was low, and vacancies were rare.

But not anymore. What happened to the Brisbane apartment market? Why are owner-occupiers and investors still choosing homes and units in established suburbs over inner-city apartments?

Let’s find out!

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Housing affordability declines buts there’s good news for renters

Housing affordability declines buts there’s good news for renters

Housing affordability declines buts there’s good news for renters. The Real Estate Institute of Australia (REIA) has released its quarterly report into housing affordability in Australia and the new data shows worsening levels across the nation.

The Adelaide Bank Housing Affordability Report provides a comprehensive analysis of the property sector in Australia and examines long-term trends based on quarterly results, which ensures a better snapshot of the housing market.

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The Home Buyer’s Checklist

The Home Buyer’s Checklist

Thinking about buying a home but not sure where to start?

Don’t get yourself down – getting onto the property ladder isn’t as daunting as it looks. The process is a lot easier once you know how it works, which is why we’ve decided to make a little checklist to help you along.

Read on for our 8 steps to a smooth purchase!

 

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First home buyer FAQs

First home buyer FAQs

First home buyer FAQs: Buying your first home can be a daunting experience; after all it’s a big commitment and involves a lot of money. To help you on your journey, we answer some of the most common questions asked by first home buyers.

How much money will I need?

At a minimum, you will need a 10% deposit plus enough funds to cover legal fees, a building inspection and stamp duty.

If you buy a property with a deposit of less than 20% of the purchase price, most lenders will require you to take out mortgage insurance as well.

Is it better to save up more or buy now?

If interest rates are low and the market is rising, the growth in property prices will usually outstrip your ability to save.

That means it’s often better to purchase your home as soon as you can afford it. First home buyer FAQs.

Where should I buy?

The best location is different for every homebuyer, depending on their needs.

Start with the locations you would like to live in and where it’s convenient for you to travel to your work and to visit family and friends.

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How to be a Good Neighbour The List

How to be a Good Neighbour: The List

Who doesn’t love a list? Truth be known, I sometimes even make lists of my lists. Some might call that crazy. But I say: master list. And to that point and without further ado, behold the list of how to be a good neighbour:

  1. Say hello

It’s free. Deceptively simple. It has immeasurable value and it will get you everywhere. Well, not literally, but don’t suddenly take an avid interest in your feet whenever you see your neighbour; look them in the eye, turn the corners of your mouth up in a smile and say hello. Many good friendships have started that way. And even if you’re not looking to add to your friend list, we could all use a good neighbour.

  1. Be first to introduce yourself

Whether you move in, or they do first, doesn’t matter. What matters is being the first one to pop next door to introduce yourself. When we moved last, before we’d even moved in, we were there painting inside and our neighbour popped-by to introduce himself and his son. And that was the beginning of a great friendship as well as cementing the value of this small but great neighbourly gesture. It’s also an opportunity to sticky beak on who is inhabiting the house next door!

  1. Offer to feed the dog/cat/bird when they go away

Some might say this one’s a thinly veiled selfish act, especially if you do it in the spirit of having the favour reciprocated one day. But, hey, that’s what neighbours do and the point here is about offering … it goes a long way.

  1. Check the overhang

We talked about this last week – the obligations of being a tree keeper – so no need to bang on here, but needless to say, if your trees overhang your neighbour’s boundary, do the right thing; remove them, before you make them grumpy. Grumpy neighbour equals bad neighbour.

  1. Ask questions

If you have a dog and you regularly leave the house to go to work, then chances are Fang may miss you. Be sure to ask your neighbours whether they hear your dog barking. No one likes offering this information, but by asking the question, you make it easier for your neighbour to give you an honest answer. And if Fang is barking, take steps to fix it and keep your neighbour informed of the progress (or run the risk of having them think you’re doing nothing). Otherwise we’re back to grumpy neighbour …

How to be a Good Neighbour: The List

  1. Hang out

It’s true – like family – you can’t choose your neighbours, and they may not be your ‘kind’ of usual friend, but take the opportunity to embrace that diversity. Everyone we meet has the potential to teach us something. Neighbours included. So, by reaching out and inviting them over for drinks/potluck dinner or a barbeque you will all enjoy the benefits of a harmonious neighbourhood.

  1. Last but most obvious, keep it down

Noisy neighbours are seriously the biggest deal breaker. Not everyone shares your taste in music or love of large gatherings. When attending a lovely daytime gathering with a few friends recently, the neighbour had just acquired a motorised, remote-controlled esky. Yes. It’s true. If a large mozzie and a lawnmower had had a baby, that’s what we were hearing whaling. Not pretty.

So. There you have it; the list of how to be a good neighbour (minus the remote-controlled esky).

With the pace of life these days, many simply don’t know their neighbours like they used to. And that’s a great loss. Good neighbours are a great gift. Chances are you’ll see your neighbours more often than you see your friends, so it’s worth investing some time and effort into making it a solid and harmonious relationship. That way, if or when issues come up, you can deal with them like civilised people.

And that’s what we are, right?